If you've been injured on the job and your employer's insurance company is paying your medical bills as well as your wages for time off work, you may assume that you don't need to consult with a worker's compensation lawyer. This may be true for a very minor injury that should heal quickly and not cause any long-term health consequences, but this isn't always the case. Even if your medical bills are being paid, you want to consider if you might need the services of a worker's compensation attorney. Note when that might be, and why it can be good to call for such a consultation.
1. When you think you cannot go back to work at your current job
An employer may keep your job open for you or keep a similar job for you when you're ready to return to work, but if you don't go back to work, this might cause problems with your compensation. If you're hesitant to go back to work because you don't think that you can physically do the work any longer, it's good to speak to an attorney. Rather than trying to discuss this with your employer and possibly put your benefits in jeopardy, have an attorney evaluate the situation and advise you on how to handle your return to work.
2. If you think your disability may be permanent
Your employer's insurance company may be paying benefits and medical bills now, but if you think your disability may be permanent and you can never return to work, consider consulting with an attorney. You want to ensure your rights are protected, and you may need to file additional paperwork for a long-term disability claim or to receive government benefits rather than going through the insurance company. An attorney can advise on what is the best choice in your case.
3. If you think there may be other benefits for which you're eligible
Your employer's insurance company may be paying your medical bills and lost wages, but you may be entitled to other compensation. The laws on this compensation will vary from location to location and of course it will depend on the circumstances surrounding the injury and the extent of injuries suffered. This is why it's good to consult with compensation lawyers, as then he or she can determine if there is additional compensation to which you're entitled and how to make a claim for that compensation.